Financial freedom is not a fantasy. It's a strategy.
EverPledge is a licensed financial services agency built for the people who actually build America. Six generations, eleven states, one plan at a time — retirement, life insurance and the literacy to use both.
One virtual session with a licensed broker. You leave knowing exactly what you have, what you're missing, and what to do next — whether or not you ever buy anything from us.
General U.S. household figures — the reason our front door is free.
78%
Live paycheck to paycheck
Most American households have no functioning buffer between an ordinary month and a crisis.
The move: build the emergency floor before the portfolio.
$84,000
Average cost of raising one child
Through the first years alone, before a single tuition payment is written.
The move: juvenile plans and children's savings started early.
1 in 4
Have no retirement savings at all
Pension coverage keeps shrinking while lifespans keep stretching.
The move: coordinate every plan you already have, then close the gap.
$16T
In wealth will transfer this decade
Almost none of it moves cleanly without a will, a trust or a named beneficiary.
The move: put the transfer in writing while it's still simple.
Client perks
Free to every EverPledge client.
A policy is one lever. These partners cover the credit, the mortgage and the healthcare piece — at no cost to you.
01
Operation HOPE
Free credit building and small business coaching for clients who need the score fixed first.
02
NACA Program
No down payment, no closing cost pathway to homeownership.
03
Georgia Health
State healthcare access and enrollment guidance.
04
Revolution Mortgage
Homebuyer strategy calls and pre-approval with Mrs. Williams.
05
Land Banking
Land positions funded through 401(k), IRA or 457 rollovers. $50K minimum.
Every American at every stage
Six generations. One strategy language.
JM
Gen Alpha
Age 9
“My mom says my account is already growing. I know what compound means now and my friends don't.”
Juvenile plan · Georgia
DR
Gen Z
Age 23
“I thought life insurance was for old people. It cost less than my phone bill and it's locked in for life.”
First policy · Texas
AB
Millennial
Age 34
“Two kids, a mortgage and a 403(b) nobody ever explained. Thirty minutes and I finally understood my own paperwork.”
Educator · Michigan
CW
Gen X
Age 49
“They mapped my DROP payout against my pension before I made the decision. Nobody at work could do that.”
Fire service · Virginia
PL
Boomer
Age 66
“The will and the trust got done in the same season as the income plan. My kids won't be guessing.”
Retiree · New Mexico
EH
Silent Generation
Age 81
“Final expenses are handled and my grandchildren know where every document lives. That's peace.”
Legacy planning · Georgia
Free · On-site · Tailored
Request a free financial workshop
We bring licensed educators to corporations, unions, school districts and civic organizations. Fully sponsored — your organization never pays, and nothing is sold from the front of the room.
A free partnership with school districts: media production, modeling and campus culture wrapped around real financial literacy. Students learn to build a brand and read a paystub in the same semester.
If you already explain money to everybody around you for free, get licensed and get paid for it. We sponsor the pre-licensing course, train you on the products, and put you in front of real families.
80% off pre-licensing
Approved recruits receive a discount voucher for their state insurance course.
20-minute interview
One scheduled conversation. No résumé theater, no experience required.
Refer a client or loved one into financial freedom
Give us a name and a number. We handle the rest personally — and we tell them you sent us.
Existing clients portal
Already hold a policy with us?
EverPledge no longer services policies issued through Washington National and Optavise. Your coverage is unchanged — for claims, billing, beneficiary updates or policy documents, contact the carrier service line directly.
78%
$84,000
1 in 4
$16T
